HVAC Financing
HVAC Financing
Get Your New A/C Fast & Affordably
HVAC Financing & Lease-To-Own Solutions
Get Back to Comfort with Help from Microf
Do you need a new heating or cooling system and want to make monthly payments? We’ll help you find a plan that fits your needs and, more importantly, your budget.
THREE EASY STEPS
Many homeowners wonder where to start when it’s time to replace their heating or cooling system. Microf makes it simple!
1 Submit Your Application
Register as a Consumer and fill out an application. Microf has options for every credit level.
2 Get Approval
Getting approved is a quick and easy process whether you have excellent, good, or challenged credit.
3 Have Your Unit Installed
A trusted local contractor will install your new system so you can get back to enjoying your home.
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Low and no cost loan and lease purchase options
Approval rates up to 85%
Payment Estimator
Why offer AC financing?
A single online application with real-time decisions
Interest-Free, Low Monthly Pmt., Second Look and Lease to Own
Rapid and simple funding
None Traditional HVAC Financing
For our customers looking to build their credit, or those that don’t want to pay out-of-pocket for any reason
No Credit Check with Microf
If leaving the credit companies out of the picture is the way you’d prefer to go, MICROF can help you out. They offer a traditional ‘rent-to-own’ agreement that includes early-repayment discounts. You must be able to answer ‘Yes’ to the following 3 questions to apply and a response is usually returned within 24 hours. Do you own the house? Do you have homeowners insurance? Do you have a bank account?
Submit Your Application
How Do I Get Started?
Register as a consumer and fill out an application. Microf has options for all levels of credit.
Microf is a relationship-based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network. 5 Things You Need to Know About Microf: We specialize in lease purchase options for residential replacement HVAC systems.
We have a simple application process.
We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
Customers can take advantage of the meaningful monthly payment and early purchase option discounts.
Click To Apply
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